Financial Recovery Group. Inc.

MRACalculator.com

Terms of Use Policy

All use by You of the Financial Recovery Group. Inc. (“FRG”) WWW.FRGSYSTEMS.COM website (“FRG Website” or “Website”) is expressly subject to the following terms and conditions (“Terms of Use Policy”), as well as to the terms and conditions of the FRG Privacy Policy. Your use of this Website constitutes Your express agreement to the Terms of Use Policy and FRG Privacy Policy. If for any reason You do not accept the Terms of Use Policy or Privacy Policy governing this Website, You may not use it for any purpose whatsoever.

INFORMATION AND CONTENT PROVIDED

FRG Website Content

Any and all of the information and content (“Content”) provided on the Website by FRG, including all reports, articles, “blog” entries, and the like created by FRG or third parties (“Third Party Content Providers,” see below regarding Third Party Content), are provided and intended solely for the general information of the Website visitors, do not constitute the professional advice of FRG, do not create a business or other relationship between You and FRG, and are not intended to be relied upon by any person or entity as, or in lieu of, professional advice for any reason whatsoever.

Third Party Content

All Content written or provided by third parties to FRG (“Third Party Content”), whether or not identified as such, are the opinion(s) of the respective contributors thereof, and do not necessarily reflect the position or opinion(s) of FRG. Such Third Party Content is provided and intended solely for the general information of the Website visitors, does not constitute professional advice by FRG or the respective authors, does not create a business or other relationship between You and FRG or You and the third party contributor, and is not intended to be relied upon by any person or entity as, or in lieu of, professional advice for any reason whatsoever.

Third Party Comments

All comments posted to the Website by third parties are the opinions of the commentator and do not reflect the opinions of FRG. FRG is not responsible nor liable for the content of any such comments.

FRG has no responsibility or liability to You for Your viewing or use of the Content, Third Party Content, and Third Party Comments. Your use of the FRG Website and Content is at Your own risk.

POSTING COMMENTS

You may post comments to the Website, but in doing so You agree not to post comments that (i) are not related or relevant to the FRG Website or the business of FRG, (ii) contain profanity or other inappropriate language, (ii) are disparaging of, or which slander, libel, or invade the privacy of, FRG or any third party, (iii) infringe or otherwise misuse the intellectual property rights of FRG or any third party.

FRG does not vet comments posted to the FRG Website, but has the right to take down or delete posted comments that violate the FRG Terms of Use Policy or FRG Privacy Policy.

PROTECTION OF PERSONAL INFORMATION

To obtain further information regarding the collection and use of personal information, please see the FRG Privacy Policy.

In the event FRG issues You an account or password to further access certain areas of the Website, or to have access to certain features of this website, You are responsible for maintaining the confidentiality of Your password, and You agree to accept any responsibility for all actions that occur under Your account or password, including but not limited to unauthorized use of or access to this Website by any third persons.

Our Website is not directed to, nor intended for use by, any child age 13 or under. Please see the FRG Privacy Policy for further information.

INTELLECTUAL PROPERTY RIGHTS

The Content on this website, including but not limited to all text, graphics, photographs, artwork, and the like, and further including all copyright, trademarks, service marks, logos, and other intellectual property contained in such Content, is the exclusive property of FRG and/or FRG Content Providers, and protected by and subject to, the Copyright and Trademark Laws of the United States and other jurisdictions. Content is provided to You for Your information and personal use only, and may not be used, copied, reproduced, distributed, transmitted, broadcast, displayed, sold, licensed, or otherwise exploited for any other purpose whatsoever without the prior written consent of FRG.

HYPERLINKS AND FRAMES

The FRG Website contains or may contain “hyperlinks” to third party websites to enable You to access those websites directly from our Website. FRG is neither responsible nor liable to You for the content of any third party website, and Your use of such third party websites is controlled by and subject to the privacy policies and terms of use of such third party websites.

DISCLAIMERS OF WARRANTIES AND LIMITATIONS OF LIABILITY

THIS WEBSITE IS PROVIDED ON AN “AS IS” BASIS, AND FRG DISCLAIMS ANY AND ALL WARRANTIES OR REPRESENTATIONS, EXPRESS OR IMPLIED, TO THE FULLEST EXTENT ALLOWED BY LAW, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

FRG EXPRESSLY DISCLAIMS ANY AND ALL RESPONSIBILITY AND LIABILITY FOR:

  1. ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, WHETHER CREATED BY FRG OR A THIRD PARTY,
  2. PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF OUR WEBSITE,
  3. ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN,
  4. ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM OUR WEBSITE,
  5. ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH OUR WEBSITE BY ANY THIRD PARTY.

FRG, FRG AFFILIATES, FRG CONTENT PROVIDERS, AND/OR FRG LICENSORS, WILL IN NO EVENT BE LIABLE FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, SPECIAL, PUNITIVE, OR OTHER DAMAGES OF ANY NATURE WHATSOEVER, RESULTING FROM THE USE OF, OR INABILITY TO USE, OUR CONTENT AND/OR THE WWW.FRGSYSTEMS.COM WEBSITE AND/OR ANY PRODUCTS OR SERVICES PROVIDED THROUGH THE WWW.FRGSYSTEMS.COM WEBSITE, WHETHER BASED IN TORT, CONTRACT, OR NEGLIGENCE, EVEN IF WE HAVE BEEN ADVISED OF SUCH ACTUAL OR POTENTIAL DAMAGES.

YOUR ONLY REMEDY SHALL BE TO CEASE ANY FURTHER USE OF OUR CONTENT OR WEBSITE.

OUR RIGHTS

FRG reserves the right to take any and all action necessary, and to seek any and all remedies available to us to prevent Your unauthorized use of Content and/or the FRG Website including, but not limited to, the right to take appropriate legal action, to seek injunctive relief and/or monetary damages, and to prevent further use of the Website if You infringe the intellectual property rights of FRG, FRG Content Providers, or otherwise misuse the Content or Website in any way.

You agree to indemnify and hold harmless FRG from any and all damages, costs, or expenses, including reasonable attorneys fees and court costs, for any action brought us (i) by a third party as a result of Your access to and/or use of the FRG Website, (ii) Your wrongful access thereto (including, if applicable, through the use of Your password and/or userID), or (iii) any comments posted by You to the Website.

You agree to pay our attorneys fees if FRG is the prevailing party in any action brought by You as a result of Your use of the Website.

APPLICABLE LAW

By visiting the FRG Website, You acknowledge and agree that any disputes between You and FRG arising out of Your access to and/or use of the Content, the Website, this Terms of Use Policy, and/or our Privacy Policy, will be governed expressly and solely by the laws of the State of Florida, without regard to its conflicts of laws provisions, and any action taken by either of us against the other will be brought in a court of appropriate jurisdiction in Miami-Dade County, Florida, and You expressly agree to venue and personal and subject matter jurisdiction in such court.

NOTICES

The Terms of Use Policy and Privacy Policy may be amended or changed by FRG at any time, without advance notice to You. FRG will only notify You of any such changes or amendments by posting such changes and amendments on this Website. Your continued use of the FRG Website will constitute Your agreement to any such changes or amendments, whether or not You have reviewed such changes or amendments.

CONTACTING FRG

If You have any questions about our Terms of Use or Privacy Policies, the Website, or if You would like further information about FRG, You can contact us by email, mail, or telephone:

Financial Recovery Group, Inc.
1351 Sawgrass Corporate Parkway, Suite 101
Sunrise, FL 33323
(888) 466-1025
info@frgsystems.com